The folks at B&H remind that Nikon has an underpublicized "instant rebate" program going on with DSLR body sales. Basically, buy a D40, D60, or D80 with the 55-200, 55-200 VR, or 70-300 VR and get an instant US$100 off. Purchase a 70-300mm with a D3, D300, D200, or F6 and get US$150 off. B&H has put most of those combinations together on one page.